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Terms of Service

Terms of Service

Terms of Service

Knowledge Skill Bank is operated by Laughaholic Production, Flat E1, 4/F, Blk A, Tung Chun Industrial Building, 9-11 Cheung Wing Road, Kwai Chung, N.T., Hong Kong. For support, email info@knowledgeskillbank.com.
Our products are downloadable digital resources. There is no physical shipment. Each product page states the included files, formats, price and licence. Please review these details carefully before placing an order.
The current Essentials toolkit costs USD 9. Any applicable taxes and the final total will be shown at checkout before you complete payment.
The Complete Toolkit costs USD29 as a one-time digital download and includes the Essentials files. Choose the bundle that fits your needs; do not buy both. Any applicable taxes and final total are shown at checkout before payment.
To place an order, you must provide an accurate email address, review your order and use one of the payment methods we offer. After successful payment, download access is provided through your order confirmation and/or a download link. If access fails, please contact support with your order number. Never send card details or other sensitive payment information by email.
A single-buyer licence permits the purchaser to read, print and adapt editable tools for their own work. It does not permit sharing source files, redistribution, resale, sublicensing or rolling out the tools across a team or organisation. For full licence terms, please see our Buyer Licence.
We do not offer additional discretionary change-of-mind or satisfaction-guarantee refunds. Issues with delivery, damaged files or products that are materially not as described are handled under our Refund Policy, and all applicable statutory rights are preserved.
Our resources are educational planning tools. They are not legal, HR, medical or other professional advice. We do not guarantee any particular management, earnings or other outcomes. You should exercise your own judgement and seek qualified advice where needed.
Some pages may include clearly disclosed affiliate links. If you click these and make a purchase, we may earn a commission. Your purchase is with the named merchant under their terms and conditions. We do not collect or process payments for those purchases.
Free resources and waitlists are free. Requesting a free resource does not mean you have given blanket consent to receive promotional email. Where we offer optional marketing subscriptions, you can withdraw your consent at any time.
For information about how we handle your data and your rights, please see our Privacy Policy.
Nothing in these Terms of Service excludes or limits liability, remedies or consumer rights that cannot lawfully be excluded. Changes to these terms apply prospectively. The terms shown at the time you place an order govern that order, except where applicable law requires otherwise.

Last updated: 15 September 2026.

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